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It's going to be a big year for travel insurance. Really big.

A survey by the travel-insurance-comparison site Squaremouth predicts 24 percent more travelers will insure their international trips in 2019 than last year. Generali, the travel insurance company, says travelers spent an average of $139 per trip on insurance in 2018, unchanged from the previous year.

So do you have your travel insurance picked out already?

"The right insurance policy will protect you from unexpected issues that may arise," says Justin Tysdal, travel insurance expert and CEO of Seven Corners. "Something as simple as twisting an ankle in a foreign country may not be covered by your medical insurance and could result in expensive medical bills."

To find the right policy, you have to know what kind of travel insurance is out there. The rest – knowing where to shop and buy the policy – is easier. But whatever you do, don't skip the insurance. Not this year.

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